Skip to main content
Solomon Electric
All Services
Call Now

Available 24/7

(786) 833-9211

Insurance Electrical Inspection

Licensed Miami Electrician • #EC13012419 • 24/7 Available

Insurance Electrical Inspection

Many Florida insurance companies require electrical inspections for policy renewal, especially for homes over 25-30 years old. Solomon Electric provides the electrical inspection documentation insurers need—examining panels, wiring, and safety systems to verify your home meets insurance requirements. Don't risk policy cancellation—get the inspection your insurer requires.

Licensed FL EC13012419
24/7 Emergency Response
0+ Insurance Inspections
0% Insurer Accepted
0+ Years Experience
4.9 Star Rating

Why Insurers Require Electrical Inspection

Florida insurers increasingly require electrical documentation. Here's what drives these requirements.

Policy Renewal Requirement

Many insurers require updated electrical inspection for homes over 25-30 years old. Without it, they may not renew your policy.

New Policy Application

When applying for new homeowner's insurance, especially for older homes, insurers often require 4-point inspection including electrical.

Federal Pacific or Zinsco Panel

Insurers know these panels are fire hazards. They may require replacement before issuing or renewing coverage.

Aluminum Wiring Concerns

Homes with aluminum wiring may face insurance scrutiny. Documentation of proper remediation can satisfy insurer concerns.

Recent Electrical Claim

After electrical-related claims, insurers may require inspection before continuing coverage to verify repairs and overall condition.

4-Point Inspection Need

Florida's 4-point inspection examines roof, HVAC, plumbing, and electrical. We provide the electrical portion with documentation insurers accept.

Our Insurance Inspection Process

1

Requirement Review

We understand what your insurer specifically requires—some want standard forms, others need specific detail. We match our inspection to requirements.

2

Panel Inspection

We document panel brand, age, capacity, condition, and any recalls or known issues—the items insurers care most about.

3

Wiring Assessment

We identify wiring type (copper, aluminum) and assess visible condition. Insurers want to know about aluminum and any obvious deficiencies.

4

Safety Verification

We verify GFCI protection in required locations, check outlet grounding, and note any safety concerns.

5

Documentation

We provide a comprehensive written report in format your insurer accepts—with photographs if required—documenting findings and any recommendations.

Benefits of Professional Insurance Inspection

Maintain Coverage

Providing requested inspection keeps your insurance policy active. Don't risk cancellation for non-compliance with inspection requirements.

Know Your Condition

Insurance inspection reveals any issues your home has—valuable information whether or not the insurer requires repairs.

Documentation They Accept

Our inspection reports satisfy insurance company requirements. We know what they need and provide it in appropriate format.

Path to Compliance

If issues exist, we provide recommendations and can quote repairs to bring your electrical system to insurer standards.

Insurance Electrical Inspection in South Florida

Florida insurers increasingly require electrical inspections for homes over 25-30 years old. Solomon Electric provides the inspection documentation your insurer needs—examining panels, wiring, and safety systems with reports they accept. Don't risk policy cancellation for missing inspection requirements.

4-Point Inspection Electrical Component

Florida's 4-point inspection includes electrical system assessment. We provide comprehensive electrical inspection for 4-point reports—documenting panel brand and condition, wiring type, GFCI protection, and overall electrical system status. Our reports satisfy insurance company requirements.

Panel Brand and Age Documentation

Insurers pay close attention to electrical panel brand and age. We identify and document panel manufacturer, capacity, condition, and any recalls or known issues. Federal Pacific and Zinsco panels typically require replacement—we can quote that work if needed.

Serving South Florida Homeowners

Solomon Electric provides insurance electrical inspections throughout Miami, Fort Lauderdale, Hollywood, Coral Gables, Pembroke Pines, and all surrounding communities. Get the inspection documentation your insurer requires—contact us to schedule.

Common Questions

Frequently Asked Questions

Get answers to the most common questions about our electrical services and availability.

Florida's 4-point inspection examines four major home systems: roof, HVAC, plumbing, and electrical. Insurers use it to assess risk for older homes. We provide the electrical portion—licensed electrician inspection of your panel, wiring, and safety systems.
Older homes have higher electrical fire risk—aging wiring, outdated panels, and accumulated wear. Insurers use inspections to identify high-risk situations before insuring or renewing coverage. It protects them from claims on hazardous properties.
You have options: make repairs before submitting the report, submit the report and address insurer concerns, or find different insurance. We can quote repairs if corrections are needed. Some issues are minor; others may require panel replacement or wiring work.
Age alone doesn't fail an inspection—condition matters. However, certain panel brands (Federal Pacific, Zinsco) are known hazards and many insurers require replacement regardless of condition. We document what we find honestly.
We typically provide written reports within 24-48 hours of inspection. If you have urgent insurance deadlines, let us know—we can expedite when necessary.
We provide the inspection report to you. You submit it to your insurer or insurance agent. We're happy to clarify findings with your insurer if questions arise. Some 4-point inspection companies coordinate multiple trades—we handle the electrical portion.

Client Testimonials

What Our Customers Say

Don't just take our word for it. See why Miami homeowners and businesses trust Solomon Electric for all their electrical needs.

Professional Insurance Electrical Inspection in South Florida

Solomon Electric provides insurance electrical inspection for residential and commercial customers across Miami-Dade and Broward counties. Select your city to see local projects and FAQs.

Ready to Get Started?

Contact Solomon Electric today for a free consultation. Our licensed electricians are ready to help with your insurance electrical inspection needs in South Florida.

All Services
Call Now